--- title: "Property Insurance Repairs North West: Lancashire, Manchester & Beyond" description: We assess, quote for, and fix property damage caused by flood, fire, storm, water leak, accidental impact, or break-in, all at no cost to the policy holder image: https://www.actioninsurancerepair.co.uk/hubfs/Stock%20images/air-trades.webp --- [Skip to main content](https://www.actioninsurancerepair.co.uk#main-content) [![AIR-Logo-vector-trans](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/AIR-Logo-vector-trans.webp?width=170&height=120&name=AIR-Logo-vector-trans.webp) ![AIR-Logo-vector-trans](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/AIR-Logo-vector-trans.webp?width=170&height=120&name=AIR-Logo-vector-trans.webp)](https://www.actioninsurancerepair.co.uk) - [About us](https://www.actioninsurancerepair.co.uk/about-us) - Show submenu for What we help with What we help with - [Flood damage repairs](https://www.actioninsurancerepair.co.uk/flood-repairs) - [Fire & smoke damage repairs](https://www.actioninsurancerepair.co.uk/smoke-fire) - [Water damage repairs](https://www.actioninsurancerepair.co.uk/water-damage-repairs) - [Storms damage repairs](https://www.actioninsurancerepair.co.uk/storm-damage-repairs) - [Impact & accidental damage repairs](https://www.actioninsurancerepair.co.uk/impact-accidental-damage-repairs) - [Malicious damage repairs](https://www.actioninsurancerepair.co.uk/malicious-damage-repairs) - Show submenu for Who we work with Who we work with - [Homeowners](https://www.actioninsurancerepair.co.uk/homeowners) - [Commercial property owners](https://www.actioninsurancerepair.co.uk/commercial-property) - [Letting agents](https://www.actioninsurancerepair.co.uk/letting-agents) - [Landlords](https://www.actioninsurancerepair.co.uk/landlords) - [Insurance brokers](https://www.actioninsurancerepair.co.uk/insurance-brokers) - [Leak detection companies](https://www.actioninsurancerepair.co.uk/leak-detection) - [Emergency plumbers](https://www.actioninsurancerepair.co.uk/emergency-plumbers) - [Client stories](https://www.actioninsurancerepair.co.uk/see-our-work-action-insurance-repair) - [Blog](https://www.actioninsurancerepair.co.uk/blog) - [Pricing](https://www.actioninsurancerepair.co.uk/pricing) Open main navigation Close main navigation - [About us](https://www.actioninsurancerepair.co.uk/about-us) - Show submenu for What we help with What we help with - What we help with - [Flood damage repairs](https://www.actioninsurancerepair.co.uk/flood-repairs) - [Fire & smoke damage repairs](https://www.actioninsurancerepair.co.uk/smoke-fire) - [Water damage repairs](https://www.actioninsurancerepair.co.uk/water-damage-repairs) - [Storms damage repairs](https://www.actioninsurancerepair.co.uk/storm-damage-repairs) - [Impact & accidental damage repairs](https://www.actioninsurancerepair.co.uk/impact-accidental-damage-repairs) - [Malicious damage repairs](https://www.actioninsurancerepair.co.uk/malicious-damage-repairs) - Show submenu for Who we work with Who we work with - Who we work with - [Homeowners](https://www.actioninsurancerepair.co.uk/homeowners) - [Commercial property owners](https://www.actioninsurancerepair.co.uk/commercial-property) - [Letting agents](https://www.actioninsurancerepair.co.uk/letting-agents) - [Landlords](https://www.actioninsurancerepair.co.uk/landlords) - [Insurance brokers](https://www.actioninsurancerepair.co.uk/insurance-brokers) - [Leak detection companies](https://www.actioninsurancerepair.co.uk/leak-detection) - [Emergency plumbers](https://www.actioninsurancerepair.co.uk/emergency-plumbers) - [Client stories](https://www.actioninsurancerepair.co.uk/see-our-work-action-insurance-repair) - [Blog](https://www.actioninsurancerepair.co.uk/blog) - [Pricing](https://www.actioninsurancerepair.co.uk/pricing) - [Get in touch](https://www.actioninsurancerepair.co.uk/contact) [Get in touch](https://www.actioninsurancerepair.co.uk/contact?hsLang=en) # Property damaged? Get your home repaired and back to normal — fast. ##### We handle insurance reinstatement repairs across the Northwest. Get a free survey, insurance-ready scope and quote, and full repairs for damage caused by leaks, fire and smoke, storm or flood, and accidental damage.  [Send photos for instant triage (WhatsApp)](https://wa.me/447508032671) [Call now for advice](tel:+441254665333) [Request a free quote](https://www.actioninsurancerepair.co.uk/contact?hsLang=en) ## Got property damage? We'll survey within 48 hours. Insurance reinstatement quote and repairs, at no cost to you. Send photos on WhatsApp for an instant triage, or call our team to arrange a free survey within 48 hours.  [WhatsApp photos now](https://wa.me/447508032671) [Call our team](tel:+441254665333) ![AIR Map](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/AIR%20Map.webp?width=1500&height=737&name=AIR%20Map.webp) ### Areas we cover. We repair and reinstate properties in **Lancashire, Greater Manchester, Merseyside, Cheshire, and West Yorkshire**, including Manchester, Liverpool, Preston, Bolton, Wigan, Warrington, Stockport, Oldham, Rochdale, Blackburn, Burnley, Blackpool, St Helens, Widnes, Runcorn, Chester, Ellesmere Port, Leeds, Bradford, Huddersfield, Halifax, and surrounding areas.  [Get in touch](https://www.actioninsurancerepair.co.uk/contact?hsLang=en) ## 3 simple steps to get your property repair moving [![AIR Icons-1-1](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/AIR%20Icons-1-1.webp?width=100&height=100&name=AIR%20Icons-1-1.webp "AIR Icons-1-1")](https://www.actioninsurancerepair.co.uk/water-damage-repairs?hsLang=en) ###### Step 1 - Send details Share your postcode and a short description of what's happened, along with photos for an initial triage (WhatsApp is fastest). [![AIR Icons-2-1](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/AIR%20Icons-2-1.webp?width=100&height=100&name=AIR%20Icons-2-1.webp "AIR Icons-2-1")](https://www.actioninsurancerepair.co.uk/water-damage-repairs?hsLang=en) ###### Step 2 - Survey & scope  We'll arrange to visit the property within 48 hours to assess the damage and offer guidance, before providing an insurer-ready quote. [![AIR Icons-4](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/AIR%20Icons-4.png?width=100&height=100&name=AIR%20Icons-4.png "AIR Icons-4")](https://www.actioninsurancerepair.co.uk/water-damage-repairs?hsLang=en) ###### Step 3 - Quality repairs & restoration You'll receive expert support throughout the claims process, and once your claim has been approved, we'll complete all reinstatement works to the highest quality. ## Getting your property repaired shouldn't be stressful. **Struggling to find repair quotes? Worried your insurer may try to reject your claim? Are you overwhelmed and unsure where to start?** When your property is damaged, you need answers fast:  - What needs repairing, and is there any hidden damage? - How quickly can it be fixed? - Is it up to me to handle my claim and organise the repairs? **That's why we work differently. ** You get a thorough assessment, an insurer-ready scope and quote, and all the repairs handled on your behalf by professionals, so you can soon get back to normal.  [![Book a free survey Get free loss assessing, a reliable building quote, and expert guidance.  ](https://hubspot-no-cache-eu1-prod.s3.amazonaws.com/cta/default/146255623/interactive-247586858192.png)](https://www.actioninsurancerepair.co.uk/hs/cta/wi/redirect?encryptedPayload=AVxigLLq4ipFIpGuLeLwUWDOsy3n8aOEqrUUy4rgM0L5S%2F2CddCwNY7E17ef%2BkFNcqRc0qmovl1vyimz%2BUV5BkxSmknKsr91T5JiusGv8Ur%2B3Z3GnOh7%2Fu84wcSL3mjOEgJycPIcs6yLCkWOh%2FrfNLYKWaH4QlZ6Rk3W1N3Gdd4WkAO7BK0B%2BxuQ4I2L0G6h2693qCoZ&webInteractiveContentId=247586858192&portalId=146255623&hsLang=en) ### 17+ Years' experience ### 812 Residential projects ### 153 Commercial projects ### 100s Of happy customers ## Trusted claim support and floor-to-roof repairs. When disaster has struck, our team is on hand to provide: ![air-yorkshire-flooding-england-1](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/Stock%20images/air-yorkshire-flooding-england-1.webp?width=120&height=120&name=air-yorkshire-flooding-england-1.webp) ### Flood damage repairs Get fast flood damage assessment and an insurer-ready quote and scope. Then we'll remove contaminated materials, dry the property, and manage full repairs — restoring your home to a safe, liveable condition. [Learn More](https://www.actioninsurancerepair.co.uk/flood-repairs?hsLang=en) ![air-Firefighter-2-1](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/Stock%20images/air-Firefighter-2-1.webp?width=120&height=120&name=air-Firefighter-2-1.webp) ### Fire damage repairs Fire and smoke damage can make your home unsafe and unliveable. We'll assess all visible and hidden damage, support your claim, and manage full reinstatement repairs to restore your home safely. [Learn More](https://www.actioninsurancerepair.co.uk/smoke-fire?hsLang=en) ![air-stressed-couple-water-damage-2-1](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/Stock%20images/air-stressed-couple-water-damage-2-1.webp?width=120&height=120&name=air-stressed-couple-water-damage-2-1.webp) ### Water damage repairs With leaks and burst pipes, time is of the essence. We act fast to assess, dry, remove affected materials, and manage insurer-ready reinstatement repairs so you can soon get back to normal.  [Learn More](https://www.actioninsurancerepair.co.uk/water-damage-repairs?hsLang=en) ![air-uk-roof-damage-2-1](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/Stock%20images/air-uk-roof-damage-2-1.webp?width=120&height=120&name=air-uk-roof-damage-2-1.webp) ### Storm damage repairs Whether it’s a fallen tree or a 55mph wind that’s caused property damage, our team has extensive experience in assessing the damage and managing storm repairs to a high standard. [Learn More](https://www.actioninsurancerepair.co.uk/storm-damage-repairs?hsLang=en) ![air-property-damage-1-1](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/Stock%20images/air-property-damage-1-1.webp?width=120&height=120&name=air-property-damage-1-1.webp) ### Accidental impact repairs Accidents happen, but you shouldn’t be left to foot the bill. When your property has been damaged by a vehicle or piece of machinery, we’re here to support you with securing a settlement and getting it fixed.  [Learn More](https://www.actioninsurancerepair.co.uk/impact-accidental-damage-repairs?hsLang=en) ![air-burglar-1](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/Stock%20images/air-burglar-1.webp?width=120&height=120&name=air-burglar-1.webp) ### Malicious damage repairs Break-ins can be costly when items are taken, but what about the damage that’s left behind? Whether you’re a victim of theft or vandalism, we’ll take on the stress of ensuring you receive a fair settlement to cover your losses and the repairs.  [Learn More](https://www.actioninsurancerepair.co.uk/malicious-damage-repairs?hsLang=en) ## Need our help? Get a free loss assessment, a competitive building quote, and expert guidance through every stage of the repairs process, all at no cost to you. Contact our team today. [Contact us](tel:+441254665333) [Message us on WhatsApp](https://wa.me/447508032671) ![AIR Where We Sit Graphic 2](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/AIR.webp?width=900&height=500&name=AIR.webp) ## Restoring damaged properties since 2008. With over 17 years of experience, we know how stressful insurance repairs can be.  Making an insurance claim, gathering quotes, dealing with paperwork, sourcing contractors, and arranging the repair work can be a huge headache — the very last thing you need when your property has been damaged or made unsafe.  That’s why we exist — to make getting back to normal as simple and stress-free as possible. And all at no charge to the policy holder. ## Your questions, answered. Submitting a claim on your home insurance can be complicated. We're here to take the stress from your shoulders and support you through the process.  ### Do I have to use my insurer's contractor? **Usually, no.** In most cases, you can choose your own contractor, even if your insurer suggests one. We provide **insurer-ready scopes and quotes** that are commonly accepted by insurers and loss adjusters.  ### How long will it take? We aim to visit your property **within 48 hours **to begin the process. The time it takes for work to start can vary depending on how fast your insurance company approve your claim and the repairs.  ### Do you charge for surveys?  We provide free surveys and a competitive quote. If our quote is approved, we're paid for the repairs we carry out via your insurance company, so our services come at no cost to you.  ## Action Insurance Repair blog. Delivering company and industry news, updates and insights, written by our experts.  [Clearing the smoke: How we helped a homeowner recover from a neighbour's fire](https://www.actioninsurancerepair.co.uk/blog/clearing-the-smoke-how-we-helped-a-homeowner-recover-from-a-neighbours-fire?hsLang=en) [Client Stories](https://www.actioninsurancerepair.co.uk/blog/tag/client-stories?hsLang=en) Joanne Ginty ![Joanne Ginty](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/Joanne/Joanne%20Ginty-4-1.webp?width=50&name=Joanne%20Ginty-4-1.webp) When Olly’s home was affected by extensive smoke damage, he didn’t know where to turn. Thankfully, he found us and could soon get back on track. Joanne Ginty ![Joanne Ginty](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/Joanne/Joanne%20Ginty-4-1.webp?width=50&name=Joanne%20Ginty-4-1.webp) [Read More](https://www.actioninsurancerepair.co.uk/blog/clearing-the-smoke-how-we-helped-a-homeowner-recover-from-a-neighbours-fire?hsLang=en) Thanks to Jo and her team for an excellent service.The whole process was very efficient, great communication , everything completed on time, ho hassle. We are very happy with the results and we really appreciated your calm approach. ![Juliet-cain](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/Profiles/Juliet-cain.png?width=55&height=55&name=Juliet-cain.png) Juliet Cain 5-Star Google Review After a fire at home, Joanne and the team helped to fully restore our house. She was responsive to communication and resolved issues that popped up. This was a traumatic time for myself personally, and Joanne helped to ensure the process was smooth. Thanks for all your help. ![Sarah-Lang](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/Profiles/Sarah-Lang.png?width=55&height=55&name=Sarah-Lang.png) Sarah Lang 5-Star Google Review Joanne took control of absolutely everything right from the start. 5 rooms needed work carrying out, and nothing was too much for her. An absolute pleasure to deal with, very well informed and excellent problem solver, I can not recommend Joanne and her team highly enough. Thank you so much Joanne. ![Gavin-ellis](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/Profiles/Gavin-ellis.png?width=55&height=55&name=Gavin-ellis.png) Gavin Ellis 5-Star Google Review Thank you Joanne and the team. I have used your services a few times and every time the service delivered has been exemplary. You take away the hassle of dealing with insurance companies making the repair process as smooth as possible. I would have no hesitation in recommending your services to anyone. ![Mike-lister](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/Profiles/Mike-lister.png?width=55&height=55&name=Mike-lister.png) Mike Lister 5-Star Google Review We had a flood from our upstairs bathroom that caused a lot of damage to our home. We didn’t know where to start! Joanne and her team made a awful situation much more manageable. The quality and standard of service from Joanne and her team were of a very high standard and we would recommend her company. ![Lorna](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/Profiles/Lorna.png?width=55&height=55&name=Lorna.png) Lorna 5-Star Google Review When I walked through the door to find a waterfall coming through my lounge ceiling, it was one of the worst moments in my life. I was devastated. Joanne and team came to the rescue and saved me from 'imploding' with their professionalism and efficiency. I can't praise them enough. ![Maureen-whittaker](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/Profiles/Maureen-whittaker.png?width=55&height=55&name=Maureen-whittaker.png) Maureen Whittaker 5-Star Google Review ## Ready to get in touch? **Get expert help, fast. **Contact us via phone or WhatsApp and we'll arrange to visit your property within 48 hours to get the repair process started.    [WhatsApp us](https://wa.me/447508032671) [Call our team](tel:+441254665333) ![Gas_Safe_Register.svg-267x300](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/Certs/Gas_Safe_Register.svg-267x300.webp?width=50&height=56&name=Gas_Safe_Register.svg-267x300.webp) ![NICEIC-Logo-1](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/Certs/NICEIC-Logo-1.webp?width=1191&height=595&name=NICEIC-Logo-1.webp) ![napit-logo-300x150](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/Certs/napit-logo-300x150.webp?width=108&height=54&name=napit-logo-300x150.webp) ![HETAS-Registered-Installer](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/Certs/HETAS-Registered-Installer.webp?width=108&height=50&name=HETAS-Registered-Installer.webp) ![_IICRC-logo-air](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/Certs/_IICRC-logo-air.webp?width=782&height=291&name=_IICRC-logo-air.webp) ![Constructionline-logo-2-1](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/Certs/Constructionline-logo-2-1.webp?width=120&height=48&name=Constructionline-logo-2-1.webp) ![safe-trader-logo-1](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/Certs/safe-trader-logo-1.webp?width=251&height=110&name=safe-trader-logo-1.webp) ![iosh-Logo-1](https://www.actioninsurancerepair.co.uk/hs-fs/hubfs/Certs/iosh-Logo-1.webp?width=57&height=50&name=iosh-Logo-1.webp) ![action-insurance-repair-logo-favicon](https://www.actioninsurancerepair.co.uk/hubfs/action-insurance-repair-logo-favicon.webp) - - - - - [Client stories](https://www.actioninsurancerepair.co.uk/see-our-work-action-insurance-repair) - [About us](https://www.actioninsurancerepair.co.uk/about-us) - [Blog](https://www.actioninsurancerepair.co.uk/blog) - [Pricing](https://www.actioninsurancerepair.co.uk/pricing) - [Contact us](https://www.actioninsurancerepair.co.uk/contact) - What we help with - [Flood repairs](https://www.actioninsurancerepair.co.uk/flood-repairs) - [Fire & smoke repairs](https://www.actioninsurancerepair.co.uk/smoke-fire) - [Water damage repairs](https://www.actioninsurancerepair.co.uk/water-damage-repairs) - [Storms damage repairs](https://www.actioninsurancerepair.co.uk/storm-damage-repairs) - [Impact & accidental damage repairs](https://www.actioninsurancerepair.co.uk/impact-accidental-damage-repairs) - [Malicious damage repairs](https://www.actioninsurancerepair.co.uk/malicious-damage-repairs) - Who we work with - [Homeowners](https://www.actioninsurancerepair.co.uk/homeowners) - [Commercial property owners](https://www.actioninsurancerepair.co.uk/commercial-property) - [Letting agents](https://www.actioninsurancerepair.co.uk/letting-agents) - [Landlords](https://www.actioninsurancerepair.co.uk/landlords) - [Insurance brokers](https://www.actioninsurancerepair.co.uk/insurance-brokers) - [Leak detection companies](https://www.actioninsurancerepair.co.uk/leak-detection) - [Emergency plumbers](https://www.actioninsurancerepair.co.uk/emergency-plumbers) ©2026 Action Insurance Repair. 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